Swell

Swell 101

  1. Who is Swell for?
  2. Is Swell a mutual fund?
  3. Who manages Swell’s portfolios?
  4. What Is Swell Investing?
  5. Am I buying into a fund?
  6. How are Swell's portfolios different from sustainable ETFs?
  7. See all 16 articles

Sign Up Process

  1. What information do I need to provide to open an account?
  2. What is account verification?
  3. How long does it take to open an account and be fully invested?
  4. I want to link my bank. What do I do if I can’t find my bank?
  5. Can Non-US citizens open a Swell account?
  6. Why do I need to submit my Social Security number and address?
  7. See all 12 articles

Funding My Account

  1. I want to link my bank. What do I do if I can’t find my bank?
  2. How long does it take to invest my cash?
  3. Can I link my money market account to fund my Swell account?
  4. How do I fund my account?
  5. How do I set up a recurring deposit?
  6. Do you accept international bank accounts?
  7. See all 8 articles

Account Types

  1. Is it possible to have a flexible investment account AND a retirement account with Swell at the same time?
  2. What is the difference between a Traditional IRA and a Roth IRA?
  3. What types of accounts does Swell support?
  4. What are the different types of IRA?
  5. What is a taxable brokerage account?
  6. Can I open multiple accounts?
  7. See all 7 articles

Portfolios

  1. How is my portfolio mix constructed once I choose the portfolios in which I want to invest?
  2. Can I edit my portfolio mix?
  3. Why does the performance chart sometimes show less than a month or a week worth of data?
  4. How do you invest $50 in all the portfolios via fractional shares?
  5. What is the basic structure of my portfolio?
  6. Can I choose how much money goes in each portfolio?
  7. See all 13 articles

Impact

  1. Does investing in impact mean I should expect lower returns?
  2. What’s the difference between SRI (Sustainable, Responsible, and Impact Investing), ethical investing, ESG (Environmental, Social and Governance) and Impact Investing?
  3. Why would I choose to invest in socially responsible portfolios?
  4. What is SRI (Sustainable, Responsible, and Impact Investing)?
  5. How do you select the companies that are included in a portfolio theme?
  6. What determines a company’s weight within a portfolio?
  7. See all 10 articles

Flexible Accounts

  1. How can I know the status of my account transfer?
  2. How long does it take to withdraw money?

Retirement Accounts

  1. Can I withdraw from my retirement account?
  2. Can I make deposits into my IRA while a transfer is in progress?
  3. How do I know my IRA account type?
  4. Can I have an IRA and a Roth IRA?
  5. Can I open a beneficiary or inherited IRA account?
  6. What happens if I over contribute into my IRA account?
  7. See all 11 articles

Rollovers

  1. Can I rollover my retirement account (IRA, Roth IRA, SEP IRA)?
  2. Can I transfer multiple IRA accounts?
  3. Can I rollover my 401(k) from my previous employer into an IRA?
  4. Can I roll over my existing 401(k) plans to Swell?
  5. If I have a “Rollover IRA” or “Rollover Roth IRA”, can I transfer them to Swell?

Transfers & Withdrawals

  1. How do I withdraw my funds? What is the timing?
  2. What does it mean when my account is “pending”?

Closing Your Account

  1. Is there a fee to close my account?
  2. I have closed my account, but I see cash left in it. What should I do?

Taxes & Fees

  1. What are your fees? How does Swell make money?
  2. What is it going to cost me to invest $50?
  3. How much does Swell cost?
  4. What is an Self Regulatory Organization (SRO) Fee?
  5. Does Swell charge trading commissions on its accounts?
  6. Is there a custodial fee?
  7. See all 13 articles

Custodian

  1. What guarantees exist to protect my funds?
  2. Who is Folio Institutional?
  3. What’s a brokerage account at Folio Institutional?
  4. Where are my investments held?
  5. What would happen if Folio Institutional becomes insolvent?
  6. How do Swell and Folio Institutional work together?
  7. See all 7 articles

Glossary

  1. What is a fractional share?
  2. What is the MSCI KLD 400 Social Index?
  3. What is the Russell 3000?
  4. What is the S&P 500?
  5. What do you mean by “Small-cap” and “Mid-cap” companies?