Swell 101

  1. Who is Swell for?
  2. Is Swell a mutual fund?
  3. Who manages Swell’s portfolios?
  4. What Is Swell Investing?
  5. Am I buying into a fund?
  6. How are Swell's portfolios different from sustainable ETFs?
  7. See all 16 articles

Sign Up Process

  1. What information do I need to provide to open an account?
  2. What is account verification? Why am I being asked for additional documents?
  3. How long does it take to open an account and be fully invested?
  4. I want to link my bank. What do I do if I can’t find my bank?
  5. Can Non-US citizens open a Swell account?
  6. Why do I need to submit my Social Security number and address?
  7. See all 13 articles

Funding My Account

  1. I want to link my bank. What do I do if I can’t find my bank?
  2. Can I use Venmo or Paypal to fund my account?
  3. How long does it take to invest my cash?
  4. Can I link my money market account to fund my Swell account?
  5. How do I fund my account?
  6. How do I set up a recurring deposit?
  7. See all 9 articles

Account Types

  1. Is it possible to have a flexible investment account AND a retirement account with Swell at the same time?
  2. What is the difference between a Traditional IRA and a Roth IRA?
  3. What types of accounts does Swell support?
  4. What are the different types of IRA?
  5. What is a flexible (taxable) brokerage account?
  6. Can I open multiple accounts?
  7. See all 7 articles


  1. Who manages Swell’s portfolios?
  2. Can I change my portfolio mix?
  3. Why does the performance chart sometimes show less than a month or a week worth of data?
  4. How do you split my investment into fractional shares?
  5. What is the basic structure of my portfolio?
  6. Can I choose how much money goes in each portfolio?
  7. See all 14 articles


  1. Does investing in impact mean I should expect lower returns?
  2. What’s the difference between SRI (Sustainable, Responsible, and Impact Investing), ethical investing, ESG (Environmental, Social and Governance) and Impact Investing?
  3. Why would I choose to invest in socially responsible portfolios?
  4. What is SRI (Sustainable, Responsible, and Impact Investing)?
  5. How do you select the companies that are included in a portfolio theme?
  6. What determines a company’s weight within a portfolio?
  7. See all 10 articles

Flexible Accounts

  1. What is a flexible (taxable) brokerage account?
  2. How can I know the status of my account transfer?
  3. How can I withdraw my funds? What is the timing?

Retirement Accounts

  1. How do I know my IRA account type?
  2. What is the difference between a Traditional IRA and a Roth IRA?
  3. Can I withdraw from my retirement account?
  4. Can I make deposits into my IRA while a transfer is in progress?
  5. Can I have an IRA and a Roth IRA?
  6. Can I open a beneficiary or inherited IRA account?
  7. See all 12 articles

Account Transfers & Rollovers

  1. Can I roll over my IRA into a Swell IRA?
  2. Can I move my 401(k) or other qualified benefit plan to my Swell IRA?
  3. Which account type should I open to complete my 401K rollover?
  4. Can I roll over my active 401(k) (or other employer-sponsored plan) into a Swell IRA?
  5. Can my spouse and I consolidate our 401Ks into one Swell IRA?
  6. Does my rollover or transfer count towards my IRA contribution limit?
  7. See all 15 articles

Deposits & Withdrawals

  1. How do I withdraw my funds? What is the timing?
  2. What does it mean when my account is “pending”?

Closing Your Account

  1. Is there a fee to close my account?
  2. I have closed my account, but I see cash left in it. What should I do?

Taxes & Fees

  1. What are your fees? How does Swell make money?
  2. What is it going to cost me to invest $50?
  3. How much does Swell cost?
  4. What is a Self Regulatory Organization (SRO) Fee?
  5. Does Swell charge trading commissions on its accounts?
  6. Is there a custodial fee?
  7. See all 12 articles


  1. What guarantees exist to protect my funds?
  2. Who is Folio Institutional?
  3. What’s a brokerage account at Folio Institutional?
  4. Where are my investments held?
  5. What would happen if Folio Institutional becomes insolvent?
  6. How do Swell and Folio Institutional work together?
  7. See all 7 articles


  1. What is a fractional share?
  2. What is the MSCI KLD 400 Social Index?
  3. What is the S&P 500?
  4. What do you mean by “Small-cap” and “Mid-cap” companies?